Apple Cash

Apple Cash works much like a debit card in Wallet. You can send and receive money to others using iMessage or Wallet, and purchase items using Apple Pay. You’ll need to add a supported debit, credit, or prepaid card to Wallet first, and then use that to transfer money to and from Apple Cash.

Adding a credit or debit card

1. Open Wallet and tap  in the upper right corner.
2. Choose Debit or Credit Card.
3. Tap Continue.
4. Fill in the card information manually or use the camera function to capture the card data automatically.
5. Follow instructions to agree to terms and complete the process.

Making purchases with Apple Cash

You can use your Apple Cash just like any other debit or credit card to purchase items where they accept Visa and support Apple Pay.

Paying with Apple Cash on an iPhone with Face ID

1. Double-click the side button to open Apple Pay to your default credit or debit card.
2. Tap the default card, then scroll to and tap Apple Cash.
3. Hold your iPhone near the card reader (normally close to the image as shown above) and pause. You’ll see a checkmark or a “Done” on your screen when the transaction is completed.

Paying with Apple Cash on an iPhone with Touch ID

1. Open Wallet .
2. Tap the Apple Cash card.
3. Rest your finger on the fingerprint reader.
4. Hold the top of the phone to the card reader (normally close to the image as shown above) and pause. You’ll see a checkmark or a “Done” on your screen when the transaction is completed.

Sending or requesting payments with Apple Cash

You can send payments to others using iPhones or Apple devices using Apple Cash.

1. Open Wallet .
2. Tap the Apple Cash card.
3. Tap Send or Request.
4. Choose a contact or enter a phone/email number.
5. Enter amount and choose Send or Request.
6. For iOS 17 and later, you can choose Recurring Payment. Enter the requested dates and frequency information.